I want to take out a cash advance to help me move into a room, which requires 1st and last month?
Mike C asked:
I am about 200 bucks short and want to take out a cash advance of that much, how much will it probably cost me when its all done
5 Responses to “I want to take out a cash advance to help me move into a room, which requires 1st and last month?”
Enough that you will be short next month's rent. Read your disclosures on your credit card for the fees and interest rate (which is often higher on cash advances than on purchases, and from day of withdrawal – no grace period). Each credit card is different.
yeah basically it's about $15-20 bucks per WEEK per $100. Unless you KNOW you can pay it back in 2 weeks or less… STAY AWAY.
These prices are variable and you can go in and talk to them about how much the fees are to be accurate. Be honest with yourself. How long will it take you to pay back that money?
Please please don't take out a loan. Me and my husband are in **** now because of that. they charge you crazy fees, one company e-payday-loan is taking 90 out of our bank acct now every 2 weeks. And it's not being applied to our loan. We have a $300 loan out, and it's 90 for the fee but $90 every 2 weeks. Sux….ask a family member for money. Trust me it's not worth it!
Honestly its a last resort and it can be a lot of interest payments. But sometimes its the only choice. Best of luck.
You have to be careful with cash advances as some companies will charge a fortune in interest.
Thse guys seem to be legit:
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Here's the link: